第3部分：概括大意与完成句子（第23～30题，每题1分，共8分）
下面的短文后有两项测试任务：（1）第23-26题要求从所给的6个选项中为第2-5段每段选择1个最佳标题；（2）第27-30题要求从所给的6个选项中为每个句子确定1个最佳选项。
Health Insurance
1 All insurance is a form of risk management.To deal with the unexpected risks to health through accident or illness,various types of health insurance programs have been devised.Health insurance is offered to individuals in two forms:individual plans and group plans.The insurers may be private companies or governments.Since the early 1970s another type of health-care coverage has become prominent:the health maintenance organization.
2 In some countries no insurance companies offer health care because governments have taken over the entire responsibility.The United States has a combination of private and government-sponsored insurance.Some government programs are limited to specific groups within the population.
3 The purpose of health insurance is to provide protection against loss of income and to cover the expenses of hospitalization and some of its associated costs.Some policies also help the people of disability and this will pay insured individuals should they be unable to work because of extended illnesses or permanent physical disability.Accident insurance covers sudden and unexpected injuries,while sickness insurance applies to illness or disease.There are policies that cover accidents only,while normal health insurance covers accidents as well as illness.Some policies are designed only to provide extra income during hospitalization.Many of these are known as mail-order policies,because they are sold to individuals who answer mailed requirement or reply to ads in newspapers and magazines or on television.
4 Health insurance covers a lot of costs.Some policies cover a stay in the hospital and services offered by the hospital.Surgical expense coverage provides benefits for surgery resulting from illness or accident.Beyond this,a policy may cover what are called regular medical expenses,including doctor’s fees,home nursing,diagnostic tests and ambulance service.
23.Paragraph 1 _______________
24.Paragraph 2 _______________
25.Paragraph 3 _______________
26.Paragraph 4 _______________
27.The insurers of health insurance may be ________________.
28.Accident insurance covers ________________.
29.Sickness insurance applies to ________________.
30.Doctor’s fees is a kind of ________________.
第4部分：阅读理解（第31～45题，每题3分，共45分）
下面有3篇短文，每篇短文后有5道题。请根据短文内容，为每道题确定一个最佳选项。
第一篇
Insomnia
Insomnia is the inability to sleep restfully.It is a problem to nearly everyone at some time.A person may be awake for an hour in the middle of the night and then,next morning,feel that he hardly slept all night.Normally,worry about not getting enough sleep is the worst aspect of most insomnia.If insomnia occurs repeatedly,it is important to find its possible causes and try to correct them.
Any of large number of simple factors may make it difficult for someone to fall asleep.His mattress may be too soft or too hard.If there are too many blankets on a hot night,he may be too warm;if the mattress is too light he may feel cold during the night.The bedroom itself may be overheated or too cold.If it is not dark enough,or too noisy,this may cause difficulty in sleeping.Eating shortly before going to bed may also be responsible for insomnia.Drinks,such as tea or coffee,can also deep people awake.
Inability to fall asleep is sometimes a symptom of emotional or mental disorder.
The cause of insomnia may be easy to correct.The sufferer should check the mattress,and bedroom temperature,and make any necessary changes.He should relax for an hour or two before bedtime,perhaps by reading a book,watching television or taking a warm bath.If he wakes during the night he should try turning on the light and reading for a while.Take warm milk and a biscuit or two may be helpful.Above all,he should try not worry about sleeplessness---when someone is tired enough he nearly always falls asleep.
31.According to the passage,insomnia is
A.a serious disease
B.a common complaint
C.a sign of illness
D.an usual problem
32.According to the passage,people who has difficulty in sleeping should sleep in
A.a dark and quiet room
B.a light and warm room
C.a cold and quiet room
D.a dark and warm room
33.According to the passage,if a person wants to fall asleep fast he shouldn’t
A.eat anything during supper time
B.read any books before he goes to bed
C.watch television shortly before going to bed
D.drink anything that will keep him awake.
34.According to the passage,what is the worst aspect of insomnia?
A.Watching too much television
B.Eating too much before going to bed
C.Worrying about sleeplessness
D.Reading too much at night
35.According to the author,insomnia shouldn’t be a serious problem because
A.its cause can be corrected by making oneself feel tired enough.
B.doctors can cure it easily
C.some people can catch up on their sleep during the day
D.some people don’t need so much sleep.
下面的短文后有两项测试任务：（1）第23-26题要求从所给的6个选项中为第2-5段每段选择1个最佳标题；（2）第27-30题要求从所给的6个选项中为每个句子确定1个最佳选项。
Health Insurance
1 All insurance is a form of risk management.To deal with the unexpected risks to health through accident or illness,various types of health insurance programs have been devised.Health insurance is offered to individuals in two forms:individual plans and group plans.The insurers may be private companies or governments.Since the early 1970s another type of health-care coverage has become prominent:the health maintenance organization.
2 In some countries no insurance companies offer health care because governments have taken over the entire responsibility.The United States has a combination of private and government-sponsored insurance.Some government programs are limited to specific groups within the population.
3 The purpose of health insurance is to provide protection against loss of income and to cover the expenses of hospitalization and some of its associated costs.Some policies also help the people of disability and this will pay insured individuals should they be unable to work because of extended illnesses or permanent physical disability.Accident insurance covers sudden and unexpected injuries,while sickness insurance applies to illness or disease.There are policies that cover accidents only,while normal health insurance covers accidents as well as illness.Some policies are designed only to provide extra income during hospitalization.Many of these are known as mail-order policies,because they are sold to individuals who answer mailed requirement or reply to ads in newspapers and magazines or on television.
4 Health insurance covers a lot of costs.Some policies cover a stay in the hospital and services offered by the hospital.Surgical expense coverage provides benefits for surgery resulting from illness or accident.Beyond this,a policy may cover what are called regular medical expenses,including doctor’s fees,home nursing,diagnostic tests and ambulance service.
23.Paragraph 1 _______________
24.Paragraph 2 _______________
25.Paragraph 3 _______________
26.Paragraph 4 _______________
27.The insurers of health insurance may be ________________.
28.Accident insurance covers ________________.
29.Sickness insurance applies to ________________.
30.Doctor’s fees is a kind of ________________.
第4部分：阅读理解（第31～45题，每题3分，共45分）
下面有3篇短文，每篇短文后有5道题。请根据短文内容，为每道题确定一个最佳选项。
第一篇
Insomnia
Insomnia is the inability to sleep restfully.It is a problem to nearly everyone at some time.A person may be awake for an hour in the middle of the night and then,next morning,feel that he hardly slept all night.Normally,worry about not getting enough sleep is the worst aspect of most insomnia.If insomnia occurs repeatedly,it is important to find its possible causes and try to correct them.
Any of large number of simple factors may make it difficult for someone to fall asleep.His mattress may be too soft or too hard.If there are too many blankets on a hot night,he may be too warm;if the mattress is too light he may feel cold during the night.The bedroom itself may be overheated or too cold.If it is not dark enough,or too noisy,this may cause difficulty in sleeping.Eating shortly before going to bed may also be responsible for insomnia.Drinks,such as tea or coffee,can also deep people awake.
Inability to fall asleep is sometimes a symptom of emotional or mental disorder.
The cause of insomnia may be easy to correct.The sufferer should check the mattress,and bedroom temperature,and make any necessary changes.He should relax for an hour or two before bedtime,perhaps by reading a book,watching television or taking a warm bath.If he wakes during the night he should try turning on the light and reading for a while.Take warm milk and a biscuit or two may be helpful.Above all,he should try not worry about sleeplessness---when someone is tired enough he nearly always falls asleep.
31.According to the passage,insomnia is
A.a serious disease
B.a common complaint
C.a sign of illness
D.an usual problem
32.According to the passage,people who has difficulty in sleeping should sleep in
A.a dark and quiet room
B.a light and warm room
C.a cold and quiet room
D.a dark and warm room
33.According to the passage,if a person wants to fall asleep fast he shouldn’t
A.eat anything during supper time
B.read any books before he goes to bed
C.watch television shortly before going to bed
D.drink anything that will keep him awake.
34.According to the passage,what is the worst aspect of insomnia?
A.Watching too much television
B.Eating too much before going to bed
C.Worrying about sleeplessness
D.Reading too much at night
35.According to the author,insomnia shouldn’t be a serious problem because
A.its cause can be corrected by making oneself feel tired enough.
B.doctors can cure it easily
C.some people can catch up on their sleep during the day
D.some people don’t need so much sleep.
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