2020年考研英语二完形填空真题及答案解析

Section I Use of English

Directions:

Read the following text. Choose the best word(s) for each numbered blank and mark A, B, C or D on ANSWER SHEET 1. (10 points)

Given the advantages of electronic money, you might think that we would move quickly to the cashless society in which all payments are made electronically. 1 a true cashless society is probably not around the corner. Indeed, predictions have been 2 for two decades but have not yet come to fruition. For example, Business Week predicted in 1975 that electronic means of payment would soon "revolutionize the very 3 of money itself," only to 4 itself several years later. Why has the movement to a cashless society been so 5 in coming?

Although electronic means of payment may be more efficient than a payments system based on paper, several factors work 6 the disappearance of the paper system. First, it is very 7 to set up the computer, card reader, and telecornmunications networks necessary to make electronic money the 8 form of payment Second, paper checks have the advantage that they 9 receipts, something thai many consumers are unwilling to 10 . Third, the use of paper checks gives consumers several days of "float" - it takes several days 11 a check is cashed and funds are 12 from the issuer's account, which means that the writer of the check can cam interest on the funds in the meantime. 13 electronic payments arc immediate, they eliminate the float for the consumer.

Fourth, electronic means of payment may 14 security and privacy concerns. We often hear media reports that an unauthorized hacker has been able to access a computer database and to alter information 15 there. The fact that this is not an 16 occurrence means that dishonest persons might be able to access bank accounts in electronic payments systems and 17 from someone else's accounts. The 18 of this type of fraud is no easy task, and a new field of computer science is developing to 19 security issues. A further concern is that the use of e lectronic means of payment leaves an electronic 20 that contains a large amount of personal data. There are concerns that government, employers, and marketers might be able to access these data, thereby violating our privacy.

1. [A] However [B] Moreover [C] Therefore [D] Otherwise

2. [A] off [B] back [C] over [D] around

3. [A] power [B] concept [C] history [D] role

4. [A] reward [B] resist [C] resume [D] reverse

5. [A] silent [B] sudden [C] slow [D] steady

6. [A] for [B] against [C] with [D] on

7. [A] imaginative [B] expensive [C] sensitive [D] productive

8. [A] similar [B] original [C] temporary [D] dominant

9. [A] collect [B] provide [C] copy [D] print

10. [A] give up [B] take over [C] bring back [D] pass down

11. [A] before [B] after [C] since [D] when

12. [A] kept [B] borrowed [C] released [D] withdrawn

13. [A] Unless [B] Until [C] Because [D] Though

14. [A] hide [B] express [C] raise [D]ease

15. [A] analyzed [B] shared [C] stored [D] displayed

16. [A] unsafe [B] unnatural [C] uncommon [D] unclear

17. [A] steal [B] choose [C] benefit [D] return

18. [A] consideration [B] prevention [C] manipulation [D] justification

19. [A] cope with [B] fight against [C] adapt to [D] call for

20. [A] chunk [B] chip [C] path [D] trail

参考答案：

Section I Use of English

1.【答案】A(However)

【解析】空前作者讲到“鉴于电子货币的优势,你也许会认为,我们将快速步入非现金社会,实现完全电子支付。”而空后说“真正的无现金社会很可能不会马上到来”这两句话语义是转折的，因此答案A。 B. moreover表递进 C. therefore 表结果 D. Otherwise表对比

2.【答案】D (around)

【解析】由空格所在句的“but” 得知，句子前后是转折关系。事实上,这样的预测已经 二十年了,但迄今还没有实现。A. off 停止 B. back 返回 C. over 结束，与后文均不构成转折，故答案选D. around出现。

3.【答案】B (concept)

【解析】空格所在的句子意思为例如, 1975年《商业周刊》预测电子支付手段不久将“彻底改变货币本身的____”将四个选项带入，能够彻底改变的对象只能是金钱的概念(定义)，而A“力量”,C“历史”,D“角色”，语义都不恰当，并且如果选择 role的话，应该是复数roles, 因为是金钱的作用不止一个，故答案选B。

4.【答案】D (reverse)

【解析】空格填入的动词跟前面的动词 revolutionize (变革)意思上应该是同义替换的，要选择含有变革，彻底改变意思的词汇，四个选项中A. reward 奖励 B. 抵抗 C. resume 重新开始，继续，都不合适，只有D选项reverse“颠覆”最为贴切，本句译为“电子支付方式不久将改变货币的定义,并将在数年后颠覆货币本身。”

5.【答案】C (slow)

【解析】根据前面的句意得知，早在1975年就预测了无现金社会将到来，而实际上作者讲到“真正的无现金社会很可能不会马上到来”，因此也得出这种变革是一个缓慢的过程，故答案选择C。 A. silent沉寂的，B. sudden突然的，D. steady稳定不变的。

6.【答案】B (against)

【解析】上一段末句提出本段的论点，即人们进入无现金时代的速度缓慢的原因。因此本段应围绕纸币系统不会消失来阐述。而且由句首的Although得知，空格所在句与前一句是转折关系。尽管电子支付手段可能比纸币支付方式更加高效，然而以下几个方面解释了纸币系统“不会”消失的原因，故答案选B，work against妨碍，对…产生消极影响。A. work for 为…而工作 C. work with 与…共事，对…起作用 D. work on 从事…工作，对…起作用，都不合适。

7.【答案】B (expensive)

【解析】本句陈述的原因都是关于上句提到的传统支付方式的优点，即推广电子支付方式不利之处。所以根据这个基调，得出选项productive不对，最后根据空后的内容推理出消极意思的选项expensive，其他选项意思放到空格处不合理，imaginative，意思是“虚构的、富于想象力的”;sensitive，意思是“敏感的、容易受伤的”。故本题正确答案为B。

8.【答案】D(dominant)

【解析】空格所在句译为...使得电子货币成为____支付方式，将四个选项带入，C, D是比较恰当的，再结合本文章的主旨，应该选择“占主导地位的，支配地位”这层意思的D选项。A. similar 相似的B. original原始的，独创的,都不合适。

9.【答案】B (provide)

【解析】 纸质支票支付能够____收据,这是和电子支付相比的一大优势，A. collect 收集收据，C. copy 复印收据，D. print打印收据都和实际生活不符合。应该是B. provide提供收据。

10.【答案】A (give up)

【解析】该动词短语的宾语是前文的something, 指代上文的advantage，纸质支票支付能够提供收据这一优势，肯定是消费者不愿放弃的。和优势相搭配的动词短语不能是B. take over接管，也不能是C. bring back拿回来，D. pass down传递、遗传也不符合。A. give up放弃一种优势，符合语境，为正确答案。

11. 【答案】A (before)

【解析】这里考查的是时间连词的应用。句子意思是“在支票兑换成现金之前要花上好几天”，符合句意的只有before，其它三项都不符合。

12. 【答案】D (withdrawn)

【解析】这里考查动词辨义。原文句子意思是“资金是从发卡机构的账户里提取的”，withdraw有“提款、取款”的意思，这里是指纸币从银行账户中“被取出”故为正确答案。

13. 【答案】C (Because)

【解析】这里考查的是连词的应用。从原文可以看出空后的两个句子在意思上存在着因果关系，“因为电子支付是即付的，所以消除了客户的付款”。四个选项中只有C because可以表因果，其他三项均不能表因果。故答案为C。

14. 【答案】C( raise)

【解析】 这里考查的是动词辨析以及上下文语义衔接。[A] hide “隐藏，隐瞒”，[B] express “表达，表示”，[C] raise “举起，提高，引发”，[D] ease “减轻，缓和”，四个选项中能和concerns 构成搭配的只有raise，故正确答案为[C]。

15.【答案】C.(stored)

【解析】这句讲了an unauthorized hacker has been able to access a computer database and to alter information__________ there. “一些黑客入侵电脑数据库并且更改_____信息”根据空前信息可知是入侵电脑数据库，所以information 是被储存在电脑数据库中的信息。

16.【答案】C.(uncommon)

【解析】此题考查一致性。空格所在句“The fact that this is not an__16_occurrence means that…”中this指代上文中that从句的内容，即黑客能够获取电脑数据库和更改储存的信息。因此not an_16_occurrence应该能体现这一行为的特征，而上文提到“We often hear media reports that…”，其中的often正是对这一行为的特征解释，即not an__occurrence等于often的含义，对比选项，只有C选项uncommon符合，带入后意为“经常发生的事情”。

17.【答案】A (steal)

【解析】本题缺少谓语动词，通过语法结构可以看出，主语是dishonest persons，并通过后面的其他人的帐户，可以推定为答案是负向的，只有A steal符合题意，语义上也说得通，故为正确答案。

18.【答案】B.(prevention)

【解析】文章最后一段首句谈论电子付费方式的又一个缺陷：会引起安全和隐私问题。接下来就开始解释这个现象。空格所在句提到“对这种欺诈的_18__绝非易事，而且一个新的电脑科学领域正在形成来_19__安全问题。”因此，本句在谈论对问题的解决应对。18空格与19空格所填内容语意上应该是一致的。浏览选项，18空只能选prevention，即防止这种欺诈行为发生并非易事，而C选项manipulation是“操纵”的意思，D选项justification意为“解释，证明……合理”，均不合理。

19.【答案】A.(cope with)

【解析】此空格解释同18空格，应选有“处理，解决”意思的选项，只有A选项cope with合适。B选项fight against意为“对抗，抵制”，而宾语是security issues，因此不符合。

20.【答案】D.(trail)

【解析】此空所在句提出了使用电子付费方式的又一个担心，即会留下__20_，空格后的定语从句解释了空格内容，即它包含大量个人数据。浏览选项，只有trail符合，意为“痕迹”。B碎片从语义上均说不通，C路径有一定的干扰性，但相比较D而言，痕迹更为合适，故为正确答案