贷款质押的最主要风险因素是（ ）。[2010年5月真题]

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SQL Error: select id,body,options from ***_enewstiku where sourceid='25439' and id < 2142902 and id<>'2142902' order by id desc limit 5 SQL Error: select id,body,options from ***_enewstiku where sourceid='25439' and id > 2142902 and id<>'2142902' order by id asc limit 5