商业银行在计算资本充足率时，监管资本需要扣除的是（ ）。

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SQL Error: select id,body,options from ***_enewstiku where sourceid='25446' and id < 2143338 and id<>'2143338' order by id desc limit 5 SQL Error: select id,body,options from ***_enewstiku where sourceid='25446' and id > 2143338 and id<>'2143338' order by id asc limit 5