某施工企业向银行借人2000万元，期限为3年，到期需还本付息合计2500万元，已知(F/P, 9%，3) =1.295, (F/P, 10%, 3) =1.331, (F/P, 11%, 3) =1.368,则银 行贷款利率（ ）。 ^

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