银行分支机构应当根据（    ）等情况确定每一笔贷款的风险度。

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SQL Error: select id,body,options from ***_enewstiku_ where sourceid='54636' and id < 3438120 and id<>'3438120' order by id desc limit 5 SQL Error: select id,body,options from ***_enewstiku_ where sourceid='54636' and id > 3438120 and id<>'3438120' order by id asc limit 5