你不理财，财不理你。在一个人一生的收入中，理财收入占到一半甚至更高的比例，可见理财在人们生活中的地位。你会赚钱，但不一定会理财，这是一个大问题。实际上，理财是一个观念问题，是一种生活态度的反映。下表中的理财公式及解读体现的哲理是（    ）<table style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; MARGIN: auto auto auto 1pt; BORDER-TOP: windowtext 1pt solid; BORDER-RIGHT: windowtext 1pt solid; mso-cellspacing: 0cm; mso-table-layout-alt: fixed; mso-border-alt: solid windowtext .25pt; mso-padding-alt: 0cm 0cm 0cm 0cm; mso-border-insideh: .25pt solid windowtext; mso-border-insidev: .25pt solid windowtext" border="1" cellspacing="0" cellpadding="0" _dj="MsoNormalTable"><tbody><tr style="HEIGHT: 30.25pt; mso-yfti-irow: 0; mso-yfti-firstrow: yes"><td style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0cm; BACKGROUND-COLOR: transparent; PADDING-LEFT: 5.4pt; WIDTH: 104.5pt; PADDING-RIGHT: 5.4pt; HEIGHT: 30.25pt; BORDER-TOP: windowtext 1pt solid; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0cm; mso-border-alt: solid windowtext .25pt" width="139">理财公式</td><td style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0cm; BACKGROUND-COLOR: transparent; PADDING-LEFT: 5.4pt; WIDTH: 263.4pt; PADDING-RIGHT: 5.4pt; HEIGHT: 30.25pt; BORDER-TOP: windowtext 1pt solid; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0cm; mso-border-alt: solid windowtext .25pt" width="351">解   读</td></tr><tr style="HEIGHT: 57pt; mso-yfti-irow: 1"><td style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0cm; BACKGROUND-COLOR: transparent; PADDING-LEFT: 5.4pt; WIDTH: 104.5pt; PADDING-RIGHT: 5.4pt; HEIGHT: 57pt; BORDER-TOP: windowtext 1pt solid; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0cm; mso-border-alt: solid windowtext .25pt" valign="top" width="139">理财=50％稳守+25％稳攻+25％强攻</td><td style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0cm; BACKGROUND-COLOR: transparent; PADDING-LEFT: 5.4pt; WIDTH: 263.4pt; PADDING-RIGHT: 5.4pt; HEIGHT: 57pt; BORDER-TOP: windowtext 1pt solid; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0cm; mso-border-alt: solid windowtext .25pt" valign="top" width="351">一半资金购买低风险理财产品用来保本，一半资金投资股票及基金获取风险收益。</td></tr><tr style="HEIGHT: 70.95pt; mso-yfti-irow: 2; mso-yfti-lastrow: yes"><td style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0cm; BACKGROUND-COLOR: transparent; PADDING-LEFT: 5.4pt; WIDTH: 104.5pt; PADDING-RIGHT: 5.4pt; HEIGHT: 70.95pt; BORDER-TOP: windowtext 1pt solid; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0cm; mso-border-alt: solid windowtext .25pt" valign="top" width="139">可承担风险比重=100-目前年龄</td><td style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0cm; BACKGROUND-COLOR: transparent; PADDING-LEFT: 5.4pt; WIDTH: 263.4pt; PADDING-RIGHT: 5.4pt; HEIGHT: 70.95pt; BORDER-TOP: windowtext 1pt solid; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0cm; mso-border-alt: solid windowtext .25pt" valign="top" width="351">进行积极性投资时，以可承担风险比重作为资金分配参照。例如，30岁可承担的风险比重是70，表示可将闲置资金中的70％进行积极性投资。</td></tr></tbody></table>①把握联系的多样性                          ②注重系统内部结构的优化趋向③具体问题具体分析                          ④来自实践的认识推动事物发展