目前有一定积蓄并且预期收入有所增加的借款人，应选择的贷款方式是 

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SQL Error: select id,body,options from ***_enewstiku where sourceid='30226' and id < 2444954 and id<>'2444954' order by id desc limit 5 SQL Error: select id,body,options from ***_enewstiku where sourceid='30226' and id > 2444954 and id<>'2444954' order by id asc limit 5