贷款人应区分个人贷款的（ ）等，确定贷款检査的相应方式、内容和频度。

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SQL Error: select id,body,options from ***_enewstiku where sourceid='26774' and id < 2227591 and id<>'2227591' order by id desc limit 5 SQL Error: select id,body,options from ***_enewstiku where sourceid='26774' and id > 2227591 and id<>'2227591' order by id asc limit 5