银行对不良个人住房贷款应采取电话催收、信函催收、上门催收、法律手段催收等方式。（ ）

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SQL Error: select id,body,options from ***_enewstiku where sourceid='26774' and id < 2227606 and id<>'2227606' order by id desc limit 5 SQL Error: select id,body,options from ***_enewstiku where sourceid='26774' and id > 2227606 and id<>'2227606' order by id asc limit 5