办理个人教育贷款时，受理和调查环节面临的操作风险不包括（ ）。

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SQL Error: select id,body,options from ***_enewstiku where sourceid='26779' and id < 2227937 and id<>'2227937' order by id desc limit 5 SQL Error: select id,body,options from ***_enewstiku where sourceid='26779' and id > 2227937 and id<>'2227937' order by id asc limit 5