个人住房贷款操作风险的防范措施不包括（ ）。

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SQL Error: select id,body,options from ***_enewstiku where sourceid='26789' and id < 2228697 and id<>'2228697' order by id desc limit 5 SQL Error: select id,body,options from ***_enewstiku where sourceid='26789' and id > 2228697 and id<>'2228697' order by id asc limit 5