借款人具备下列（ ）条件方可申请个人住房贷款。

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SQL Error: select id,body,options from ***_enewstiku where sourceid='26790' and id < 2228783 and id<>'2228783' order by id desc limit 5 SQL Error: select id,body,options from ***_enewstiku where sourceid='26790' and id > 2228783 and id<>'2228783' order by id asc limit 5