（多选题）借款人办理抵押贷款手续时，应向银行提交的文件有（ ）。

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SQL Error: select id,body,options from ***_enewstiku where sourceid='29079' and id < 2366472 and id<>'2366472' order by id desc limit 5 SQL Error: select id,body,options from ***_enewstiku where sourceid='29079' and id > 2366472 and id<>'2366472' order by id asc limit 5